Your CompleteFinancial Picture
Connect all your banks, credit cards, investments, and loans in one place. Track spending, grow your wealth, and reach your goals — available across the United States & Canada.
12,000+
Institutions
256-bit
Encryption
100%
Read-Only
Connect to 12,000+ financial institutions including
Everything You Need in One Dashboard
From daily spending to retirement planning — Helios brings your entire financial life together.
Net Worth Tracking
See every checking, savings, credit card, loan, and investment account in one real-time view with historical charts.
Investment Portfolios
Track stocks, ETFs, mutual funds, and retirement accounts with live pricing, benchmark comparisons, and a scrolling market ticker.
Smart Spending Analytics
Auto-categorized transactions with Sankey flow diagrams, merchant breakdowns, and month-over-month trend analysis.
FIRE Calculator
Calculate your Financial Independence number using real data. See Lean, Regular, and Fat FIRE projections with year-by-year charts.
Recurring Detection
AI-powered pattern detection automatically finds subscriptions, bills, and recurring income from your transaction history.
Budget Builder
Create monthly budgets by category with visual progress bars, donut charts, and unbudgeted spending alerts.
Savings Goals
Set personalized goals with custom icons and colors, track deadlines, and watch your progress with real-time visual indicators.
Financial Reports
Cash flow, spending, and income reports with Sankey charts, 12-month trends, top merchants, and savings rate calculations.
Transaction Search
Search, filter, and export your full transaction history. Add manual entries and see merchant logos automatically.
Track Every Dollar You've Invested
See all your investment accounts — brokerage, 401(k), Roth IRA, and HSA — in one portfolio view with live pricing from Yahoo Finance.
- Live market ticker with indices, crypto & commodities
- Multi-account chart with S&P 500 / NASDAQ benchmarks
- Sortable holdings table with daily P&L
- Market movers — top gainers and losers
- Manual holdings entry for unsupported brokerages
Plan Your Financial Independence
The FIRE calculator uses your actual income, expenses, and savings to project when you can retire. No guessing — just real numbers.
- Auto-fills from your real transaction history
- Three variants: Lean, Regular, and Fat FIRE
- Year-by-year projection chart with FIRE target line
- Adjustable safe withdrawal rate, returns & inflation
- Based on the 4% rule / Trinity Study research
Know Exactly Where Your Money Goes
Create monthly budgets for 16+ spending categories. Helios automatically tracks your progress and alerts you when you're approaching limits.
- Visual donut chart showing overall budget usage
- Color-coded progress bars (green → yellow → red)
- Unbudgeted spending alerts — never miss a category
- Month-by-month navigation and trend tracking
- One-click budget creation from untracked spending
Never Miss a Bill or Subscription
Helios scans your transaction history to automatically detect recurring patterns — subscriptions, bills, income deposits — and shows you the next expected date for each.
- AI-powered detection from transaction patterns
- Separate income and expense sections
- Monthly cash flow estimate at a glance
- Next-date predictions for every recurring item
- One-click confirm or dismiss suggestions
Turn Dreams Into Progress Bars
Whether it's an emergency fund, a vacation, or a down payment — create colorful, personalized goals and track them with deadline countdowns and visual progress.
- 12 custom icons — home, car, vacation, wedding & more
- 10 color themes for personalization
- Optional deadline with countdown tracking
- Completed goal celebrations with badges
- Summary dashboard: Active, Completed, Total Saved
Beautiful Sankey Flows & Deep Reports
Visualize exactly how your money flows from income sources through accounts to expense categories — with interactive Sankey diagrams, pie charts, and 12-month trend analysis.
- Sankey cash flow diagram — income → accounts → expenses
- Toggle between category and merchant views
- Spending, income & cash flow report tabs
- 12-month bar charts showing historical trends
- Top 10 merchants, savings rate & category breakdowns
We Never Sell Your Data. Period.
Helios is built for you, not advertisers. We don't sell, share, or monetize your financial data. Your information stays encrypted and private — always.
Read-Only Access
We can only view your account data — we can never move money, make transfers, or modify your accounts.
256-Bit AES Encryption
All data is encrypted in transit and at rest with the same military-grade encryption used by top banks.
No Data Sales — Ever
We make money from optional subscriptions, not from selling your personal financial information to third parties.
SOC 2 Infrastructure
Powered by Plaid and Stripe — trusted by millions and audited to the highest security standards.
Get Started in Minutes
Three simple steps to financial clarity
Create Your Account
Sign up in seconds with your email or Google account — no credit card required.
Link Your Banks
Securely connect checking, savings, credit cards, investments, and loans through Plaid or Stripe.
See Everything
Your complete net worth, spending trends, investment performance, and goals — all in one dashboard.
Available Across the US & Canada
Connect to over 12,000 financial institutions — from the largest national banks to local credit unions and investment brokerages. If your bank has online access, chances are we support it.